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Some Goals

October 26th, 2015 at 09:45 am

We haven't slowed the money out faucet yet. So many things have been popping up - sicknesses of everyone, husband's wisdom teeth removal, potty training and a new bed for the two+ year old, a birthday and another coming up, therapy and extra doctors appointments, very little time to grocery shop or meal plan properly... It's all added up again, and I had to pull money from savings. I HATE pulling money from savings.

So hubby and I are going to try to do a few things in November:
1) Live on last month's income
2) Cut down, if not stop, eating out lunches and using vending machines at work
3) Track every penny on a large whiteboard in the kitchen

We are aiming for a very low spending month. I might even leave all my money at home, except a $20 you-forgot-gas-again!? bill for me in the car. I've been on 'E' more than I'd like to admit lately from not paying attention. Hoping to have some leftover to bump up savings.

Personally, I'm going to aim high in November:
1) Quit Soda - I'm almost there already, so it won't be cold turkey this time. What an addiction. Ugh.
2) NaNoWriMo - I'll be happy if I write even a quarter of the requirement though. I have missed writing.
3) Exercise or Stretch (almost) daily - My body needs to regain it's strength. It's still wiped from pregnancy, even though it's been a year-ish already.
4) Chores - I need to start a simple cleaning routine so it won't be so overwhelming come weekend.
5) Clean out garage - We had to scrape the cars' windows this morning. We have a perfectly useable garage, I just need to remove/pick up a LOT of construction stuff.

We'll see. I'm optimistic though. I like cooler weather and no humidity, so I'm feeling energy again! Now if only the day light hours weren't so short!

5 Responses to “Some Goals”

  1. creditcardfree Says:

    Good luck! Do you already use YNAB? I ask since you are referring to living on last month's income. Keeping busy with chores and decluttering your garage may help keep the spending down.

    Can you plan your lunches and dinners ahead? My husband is taking salad everyday to work for lunch. He makes a large batch each Sunday and packs it in a smaller container in the morning adding on a little lunch meat and cheese.

    I'm cheering for you!

  2. FrugalTexan75 Says:

    I am wanting to kick the soda habit myself. It really is a hard one to give up.

  3. scottish girl Says:

    Good luck! I'm attempting NaNoWriMo too.

  4. TarWalker Says:

    Creditcardfree: I don't use YNAB. I prefer hand entry into Quicken, but have slipped back to paper these last few months due to no time at computer to budget. I hated Mint, so am skeptical on YNAB. But reading about the using last month's income made me realize that it would probably easier for my husband to understand. I usually project a few months out, so it ended up being hard for my husband to grasp since he doesn't do the day to day stuff. He liked the idea, so I'm going to run with it.

    FrugalTexan75: Kicking soda was easier with a jump start of being sick for two days. Then stubbornness kicked in.

    ScottishGirl: Good luck! Finding time to type is going to be hard. Kids know how to seep into every waking (and non-waking) moment! :-)

  5. scottish girl Says:

    It has been so difficult to find the time!

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