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CC debt gone

September 28th, 2015 at 10:38 am

Seemingly out of no where (or so it felt like), we had enough to pay off both credit cards before interest accrued! Yay for no credit card debt!

Now to make sure we don't put too much on it so we can continue paying in full every month! Tempted to "lock" them up, but we use them for rewards on gas and online shopping. It shouldn't be too hard. We don't eat out much any more now that we have a stove, and that was our biggest variable expense (meaning anywhere from $30 to $toomuch). I did close one of my store cards I never use last week. So nice to have one less thing to manage. We are down to three credit cards (one personal each, and one joint) and two store cards (can't beat Target and Kohls for their card deals). I've always paid in full since something like 2009 when we finally got all our moving/wedding expenses paid off. It was causing me stress to think we weren't going to be able to do that this time.

This next weekend is the last push to get things done on the house before winter - roof, gutters, soffit, fix siding, caulk around windows, etc. All hands on deck style. Crossing fingers, toes, arms, and knees that it doesn't rain this weekend!

4 Responses to “CC debt gone”

  1. creditcardfree Says:

    Congrats on getting the credit card debt gone!

  2. snafu Says:

    Well done! Terrific to get CC balances to $ 0. Awesome to avoid interest since it's paid with after tax earnings. I wondered if you had the details on DH's SL, interest rates. It would scare me to leave interest rates and sum employment covers in an unknown categories. Are you enjoying all the renos and new features of your home? Which items are better than imagined?

    Wonderful that speech therapy has potential to resolve other concerns.

  3. FrugalTexan75 Says:

    Great job paying off your credit cards!

  4. VS_ozgirl Says:

    Yay for no credit card debt indeed! Great work Smile

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