I have paid off the second of the two student loans I wanted to get paid off before baby came! Woot! My EF is a little smaller than I’d like, but it will pop back up here in the next month or two. And it’s still a very comfortable amount, even if it doesn’t grow. Its funny how there’s an arbitrary dollar amount that makes me feel really safe, but if I drop below a bit, I start to get antsy.

After this last payment clears, I will set up auto pay on Student Loan A. It’s only going to be $175/month instead of $400 to begin with because I had increased my HSA contribution to cover the baby health expenses and with the SS tax break disappearing, I have no clue what my new paycheck amount will look like. I’d rather be safe than sorry. I’ll adjust later.

I’ve also managed to only buy a $3 cute onesie so far for the babe-to-be. I’d say I’m doing really well not buying things yet. I’ll get there eventually.

I’m starting to get things ready for maternity leave at work. I know I’m going to struggle with wanting to be home, but also with wanting to go back to work. I admit, I like working, a lot. I don’t like doing nothing. But I also really like kids and babies. Hopefully, it won’t be that much of an internal struggle. My husband is staying at home with the baby, so if I do start sneaking back into work early part time, it won’t be that big of a deal, and might be an easier transition for him.