When we refinanced our car, we couldn’t figure out what the exact payoff amount was since it all depended on when they received it and when they processed it (ended up being three banking business days after they signed for it... grr), so we refinanced for about $380 more than the payoff ended up being. We figured as soon as it was paid off, we could turn around and apply whatever was leftover right back to the loan… but that money’s gone already.

Plus, over half of our $200 monthly joint allowance is gone and we’re only 11 days into June! We have a visit to a friend’s house next weekend (money for gas, and probably food), and a friend visiting the following weekend (gas for outings and food). Plus, we need to buy more puppy food and a new bone for her. It’ll be gone in no time.

AND I’ve had to take money out of our savings account to cover some of the expenses (pay off May’s credit card balance, unexpected expenses, and smaller checks coming in). Bah. Gah. And phooey.

So, where did all the money go? It pretty much went to the vet. I had budgeted $150 this month for the 12 week vaccines and food for the pooch, but yesterday we surpassed that amount by $100 for one vet visit. We went in for the 12 week vaccines, and brought a stool sample as she still was having soft stools. Here to find out (as I expected) she still has giardia and coccidia, so we’re on a 4 week-long more aggressive treatment to cure the giardia, and they think they wiped out the coccidia yesterday with one-time last treatment. I’m skeptical. She’s tired today from the vaccines, bland (and lower amount) food, the coccidia treatment, and the first dose of the giardia treatment. I can’t believe we’ve been fighting this for 4 weeks already, and it’ll be another 4 weeks before the treatment might be done, IF it’s successful.

But despite all this, we paid this last visit with cash and paid off the May credit card balance (vet, new puppy expenses, unexpected friend’s visit, “rent” gift, etc). I didn’t want to deal with that interest. We’re going to be tight for June and July.

My poor husband wants to go out to eat or go to the movies so bad, but I’m still reeling from the backwards state of our finances and worried about upcoming expenses, and am exhausted overall. I keep telling him that I’m not interested, but he could go out if he wants to (on his own dime). He hasn’t taken the bite, yet, but I think that might mean he’s just antsy and not really wanting to do it.

Oh, and I’m calling the puppy fund goal a fail this month. There’s nothing left to put in it after yesterday. Plus, I won't be signing up for puppy class as that will cost money, and she won't be able to go until she gets the kennel cough vaccine. *sigh*