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Sticker Shock

May 3rd, 2011 at 11:19 pm

After the “Insurance Discount”, I owe the doctors a shade under $500 because I finally went in to figure out why I was “chronically fatigued” just to find out I have a Vitamin D deficiency. I was ready for two hundred or so, but almost $500 blew my mind. $500 is about two month’s leftover money right now. I’ll probably dip into savings to pay for it, but it will still take 2 months to pay savings back. *sigh*

AND they wanted me to come back in 8 weeks to do a follow up test. I am going to call and ask if that is really necessary, because I really don’t want to spend another two hundred on that test and a visit.

The sad thing is that it doesn’t even make a dent in my deductible of $5,400 and I pay 100% of my premium that pretty much eats up my entire paycheck. Gah.

…And people wonder why I balk at going to the doctors and put it off as long as possible. *sigh*

One step forward, two steps back. Not the end of the world, but very frustrating.

Posted in Uncategorized | 4 Comments »

4 Responses to “Sticker Shock”

  1. crazyliblady Says:
    May 4th, 2011 at 01:48 am 1304473690
    1304473690

    Call them and work out a payment plan. You were prepared to pay something, but obviously they did not give you a hint as to how much.

  2. CampFrugal Says:
    May 4th, 2011 at 01:40 pm 1304516409
    1304516409

    What did he tell you to do for a vitamin D deficiency, besides laying in the sun. I think a lot of people are suffereing from that this year, with the lack of sun. My neighbor friend was just told she had a vitamin D deficiency.

  3. TarWalker Says:
    May 4th, 2011 at 04:03 pm 1304525000
    1304525000

    CrazyLibLady- I will probably just pay it in full. It's easier than having a re-occuring debt to worry about. I've worked hard to be in this position where I have the funds if something like this comes up. It just delays my savings/debt payoff plan for a little while.

    CampFrugal: They put me on a 50,000 iu (i think) vitamin D pills once a week for 8 weeks to "jump start" my system. The pills were cheap 8 for $12. Not sure what happens after that, if I'll need to take a lower dose daily pill or take it when I need it.

  4. scottish girl Says:
    May 4th, 2011 at 05:45 pm 1304531107
    1304531107

    $500 with your discount? What would it have been before? Did that include your vitamin D pills?
    If it were like that here people would stop going to the doctor as much.
    I know I really shouldn't comment since I live in the UK but that does seem a lot.

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