I opened an ING account this last week. My current savings was only making .15% APY. I’ve been eyeing ING for a long time because it is so clean and simple and not filled with advertising every time I log in. Plus at 1%, it seems like it would benefit me in the long run.

My goal is to get my EF $3000 into the ING account. That way it is more out of sight and out of mind. Right now, whenever I log on to do my checking, or my husband logs on to do his checking, we see our normal savings account. The money in it calls out to me “pay off debt, pay off debt” over and over. But I know better, I do better with an EF.

Plus, I might have to pay a chunk in federal taxes, if Turbo Tax is right. Taxes are going to the accountant on Monday, so I’ll find out in a week or two if it was even close. I am hoping it was way off, but am prepared if it was dead-on. And ready to change withholdings if it was right.

Anyways, onto the EoM-
February goals didn’t turn out so well due to my large pay-cut. Everything was scaled down. Plus I’m back up to 2 or 3 sodas a day. Whoops.

So… March Goals:
1) If I owe taxes, pay it. If I don’t owe that much, pay off DH Student Loan 2.
2) Transfer $1000 to ING EF from savings.
3) All leftover to savings.