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Snip

February 20th, 2011 at 09:27 pm

It is quite odd. Something that I dreaded, that most people dread, has actually brought me stress relief. We’ve had a pay cut. A pretty significant one. Yet, I trimmed the fat off of out budget and we can survive until December. And the only reason December will be tight is the gift/visit family budget for that month that I’m sure can be adjusted when we get there.

I am so glad that it finally happened. No more waiting and worrying. No more stress over “do I have enough in savings”, and “can we handle it”. Husband was very helpful figuring out the new budget suggesting changes and things to chop.

The hardest thing out of all of it is the halt on progress on our goals. We’re at a zero leftover budget, with $50 to savings a month. I’m sure we’ll have little here and there to work on them, but not at any speed.

This is hopefully a temporary setback. I’m calculating sometime between June and December our take-home income should be back up to where we were originally. That’s not too far away. It’s very do-able.

Posted in Uncategorized | 5 Comments »

5 Responses to “Snip”

  1. Looking Forward Says:
    February 21st, 2011 at 12:41 am 1298248912
    1298248912

    This is only temporary and things will be much better for you. Big Grin Keep your chin up.

    If you haven't finished your taxes yet and you're still doing them yourself check out freetaxusa.com. Easy and cheap.

  2. ThriftoRama Says:
    February 21st, 2011 at 04:10 am 1298261453
    1298261453

    I think the worst part of anything is just not knowing. Once you know what you are dealing with, it's much easier, even if what you have is hard.

  3. scottish girl Says:
    February 21st, 2011 at 10:06 pm 1298325981
    1298325981

    I'm glad you no longer have to worry about it. Things will be better soon Smile

  4. Jerry Says:
    February 25th, 2011 at 11:08 pm 1298675323
    1298675323

    That's a very wise and philosophical outlook that will lead to a lot less stress and worry as you progress through this challenge. The simple fact, of course, is that none of us have any real insurance that our income will be there over the long haul, so at least you know exactly what you are dealing with now. Good luck, and hang in there!
    Jerry

  5. Jerry Says:
    February 25th, 2011 at 11:12 pm 1298675556
    1298675556

    That's a very wise and philosophical outlook that will lead to a lot less stress and worry as you progress through this challenge. The simple fact, of course, is that none of us have any real insurance that our income will be there over the long haul

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