Layout:
Home > 2013 Check In

2013 Check In

January 5th, 2013 at 06:01 pm

I have paid off the second of the two student loans I wanted to get paid off before baby came! Woot! My EF is a little smaller than I’d like, but it will pop back up here in the next month or two. And it’s still a very comfortable amount, even if it doesn’t grow. Its funny how there’s an arbitrary dollar amount that makes me feel really safe, but if I drop below a bit, I start to get antsy.

After this last payment clears, I will set up auto pay on Student Loan A. It’s only going to be $175/month instead of $400 to begin with because I had increased my HSA contribution to cover the baby health expenses and with the SS tax break disappearing, I have no clue what my new paycheck amount will look like. I’d rather be safe than sorry. I’ll adjust later.

I’ve also managed to only buy a $3 cute onesie so far for the babe-to-be. I’d say I’m doing really well not buying things yet. I’ll get there eventually.

I’m starting to get things ready for maternity leave at work. I know I’m going to struggle with wanting to be home, but also with wanting to go back to work. I admit, I like working, a lot. I don’t like doing nothing. But I also really like kids and babies. Hopefully, it won’t be that much of an internal struggle. My husband is staying at home with the baby, so if I do start sneaking back into work early part time, it won’t be that big of a deal, and might be an easier transition for him.

2 Responses to “2013 Check In”

  1. Looking Forward Says:
    1357426532

    Happy New Year!
    Congrats on baby. Smile

  2. Jerry Says:
    1357497943

    That is great progress, and it is such a relief to be able to lead things into a little more settled state before the baby arrives. We went through something similar, although I'm still in school and we did not pay off all our student loans. It sounds like you have some insurance of being well prepared for this big event. Congratulations!
    Jerry

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]